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Adaeze Nwobu

Practice Activity 6.16 Provision for doubtful debt

Somtochukwu Enterprises has four credit customers, namely: Jude, Jideobi, Jidenwa, and Jideonu. The business prepares its financial statements every 31 December. As at 31 December 2015, they owe the following amounts:

Jude ₦25,000

Jideobi ₦28,000

Jidenwa ₦39,000

Jideonu ₦41,000


Jude and Jideobi have owed Somtochukwu Enterprises since 31 April 2015. Jidenwa and Jideonu have owed since 1 July 2015 and 3 August 2015, respectively.

The policy of Somtochukwu Enterprises is to provide for doubtful debts as follows:

One to three months: 2 percent

Four to six months: 4 percent

Seven to nine months: 6 percent

Ten to twelve months: 10 percent

Over one year: 28 percent


The gross profit for the year ended 31 December 2015 is ₦289,000.


Required: Based on Somtochukwu Enterprises' policy on provision for doubtful debts, calculate the amount of provision for doubtful debt to be recognised in the statements of financial position and profit or loss, respectively, at the end of the 2015 accounting year.



Suggested answer to practice activity 6.16

Somtochukwu Enterprises

Calculation of provision for doubtful debt











The estimate of trade receivables recognised in the statement of financial position is net of bad debts. The value or amount of bad debts is excluded from trade receivables.

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